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You might, you might not… 

Our team of Insurance Brokers in Tauranga often get questions such as:

“Is life insurance worth getting?”

“Is life insurance a waste of money?”

“Do I need life insurance if I live alone?”

We want to put the idea out there –  that life insurance isn’t for everybody, and having a chat with a broker is probably well worth your time and effort.

Often, really young people, or slightly older people, might not need life insurance.  Our advice is – get on the phone and have a talk about it. 

Here is the usual decision making flow chart you’ll feel like a broker is using while talking to you:

Life Insurance Decisions Tauranga

That flow chart is NOT how you decide upon Life Insurance cover!

If you’ve felt the hard sell on insurance before, you’ll know what we mean.  

Nobody likes the hard sell.  But we do like well informed discussions about what suits us, especially here in New Zealand.  

Generally, if you have dependents, you should consider Life Insurance.

Dependents are people that rely on your financial support, for example – children, partner, older parents, other family members. 

We all have different situations, incomes, debts, and responsibilities, but as a general guide, think about what income would be vital if you were to suffer an early death or disability. 

Don’t assume you DO need life insurance, and likewise, don’t assume you DON’T need life insurance. 

A totally free conversation with an insurance broker is well worth the time and effort. 

Ready for a chat?  Contact us HERE

Learn more about our team HEREhttps://jvfs.co.nz/our-team/