FAQs

Yes, an overseas individual can be added as a beneficiary on a life insurance policy.

When looking at heatlt insurance options you choose the amount of excess for your policy. The amount of excess does affect the overall price of insurance, this gives you the flexibility of getting insurance that works within your budget.

What would happen if you were gone tomorrow. Would your family be able to comfortbly survive? Is there $10k-$20k set aside for a funeral? Would your family be able to afford the mortgage? These are some of the reasons life insurance is so important. If you answered no to one of these questions then reach

Yes, trauma insurance can be combined with other types of insurance, such as life insurance or total and permanent disability (TPD) insurance, to provide comprehensive coverage. Many insurers offer bundled packages that include multiple types of coverage.

Trauma insurance provides a lump-sum payment upon diagnosis of a covered critical illness, helping to cover various financial needs. Health insurance covers ongoing medical expenses such as doctor visits, hospital stays, and medications but does not provide a lump-sum payment.

It may be challenging to get trauma insurance with a pre-existing condition, and such conditions are often excluded from coverage. Some insurers might offer coverage with higher premiums or specific exclusions related to the pre-existing condition.

The amount of trauma insurance you need depends on your financial situation, including your income, debts, living expenses, and potential medical costs. Consider factors like the cost of private medical care, rehabilitation, and adjustments to your home or lifestyle.

Coverage varies by policy, but common conditions include: Cancer Heart attack Stroke Coronary artery bypass surgery Major organ transplant Kidney failure Severe burns Multiple sclerosis Paralysis Always review the specific policy to understand which conditions are covered.

Trauma insurance is essential because it offers financial support during a challenging time, allowing you to focus on your recovery without the added stress of financial burdens. It can help cover out-of-pocket medical expenses, rehabilitation costs, and modifications to your home or lifestyle due to the illness.

Trauma insurance, also known as critical illness insurance, provides a lump-sum payment if you are diagnosed with a specific critical illness or medical condition, such as cancer, heart attack, or stroke. This payment helps cover medical expenses, living costs, and other financial obligations during your recovery.